The payment plan for loans depends on the type of loan you borrow.
For emergency loans, the installed plan divides into 5 different payments for a period of four months. UTEP covers 20% of the first payment but this will later have to be repaid and will be included in one of the five different payments.
For Federal loans such as the subsidized loan and unsubsidized loan you could wait until after graduation to pay back. The amounts for payments vary among each individual and will depend on the amount of money you borrowed. You will have to start paying the loans you borrowed six months post-graduation. By this time, you will most likely receive a notification via email or via phone by the loan provider to create a payment plan.